CreditRepairPrecheck
See whether your credit-repair advertising & contract follow CROA — before you publish or sign it.
Paste your credit-repair marketing wording or the contract you plan to use. Get a scored pre-check report — a "guaranteed score increase" or "new credit identity" claim, an upfront fee charged before the work is done, a missing "you can dispute it yourself for free" disclosure, or a contract with no three-day cancellation right — based on the Credit Repair Organizations Act (CROA, 15 U.S.C. § 1679 et seq.). A heads-up, not a legal opinion.
Checks it runs
- Misrepresentation: "guaranteed" score increases, promises to delete accurate items, or a "new credit identity / TIN" scheme (§ 1679b)
- Advance fee: charging, enrollment, setup, or non-refundable fees before the service is performed (§ 1679b(c))
- Missing disclosure: no "dispute it yourself for free" consumer-rights summary (§ 1679c)
- Contract defects: no written contract, missing terms, or no three-business-day cancellation right (§ 1679d)
- Honest scope: CROA statute anchor — 16 CFR Part 310 is the Telemarketing Sales Rule; state licensing advisory only
Built by Xingliang Li · LX Micro-SaaS Factory — a one-person, curated set of tight-vertical AI tools. How tools are selected →